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‏البنك المركزي السعودي يرخص لشركة منصة همة للتمويل لمزاولة نشاط التمويل الجماعي بالدين

أعلن البنك المركزي السعودي "ساما" الترخيص لشركة "منصة همة للتمويل" لمزاولة نشاط التمويل الجماعي بالدين؛ ليبلغ إجمالي عدد شركات التمويل المرخص لها 78 شركة. ويأتي هذا القرار في إطار سعي البنك المركزي إلى دعم قطاع التمويل وتمكينه؛ لرفع مستوى فاعلية التعاملات المالية ومرونتها، وتشجيع الابتكار في الخدمات المالية المقدمة؛ بهدف تعزيز مستوى الشمول المالي في المملكة، ووصول الخدمات المالية إلى جميع شرائح المجتمع. ويؤكد البنك المركزي السعودي أهمية التعامل مع المؤسسات المالية المرخصة والمصرح لها من قبله، ويمكن التحقق من ذلك بزيارة موقع "ساما" الإلكتروني.

أرقاممنذ 2 ساعة

Why Did Trump Just Give Saudi Arabia the Fast Track to a Nuclear Weapon?

At the beginning of Donald Trump’s first term as U.S. President in 2017, a senior White House official commented off-the-record to OilPrice.com that: “We’re not going to put up with any more crap from the Saudis.” The comment had followed the end of the 2014-2016 Oil Price War that had seen the Kingdom rally its fellow OPEC members to ramp up their collective oil production in order to crash oil prices to cause the bankruptcy of as many American shale oil producers as possible, as analysed in depth in my latest book on the new global oil market order. The Saudis regarded the then-nascent U.S. shale sector as a potentially existential threat to its own oil sector, which provided around 90% of its total government revenues at the beginning of 2014. Due to the stunning reorganisation of the American shale producers into a meaner, leaner, lower-cost oil-producing machine, the U.S. won the Oil Price War, leaving Saudi Arabia and its OPEC brothers with hundreds of billions of dollars of lost revenue and fiscal deficits that would last for years. For the remainder of his first presidential term, Trump kept up the pressure on Saudi to keep oil prices within the ‘Trump Oil Price Range’, as also detailed in the book, regardless of the economic pressure this meant for the Kingdom and OPEC. He also reminded Saudi Arabia of the fragility of their position in the most unequivocal terms in 2018 when oil prices were rising above the Range, saying: “We protect Saudi Arabia. And I love the king, King Salman. But I said ‘King – we’re protecting you – you might not be there for two weeks without us - you have to pay for your military’.” So, why has the U.S. -- under Trump’s direct instructions -- just signed a landmark deal with the Kingdom that will allow it to develop a civilian nuclear power programme, which could more easily lead to the development of a nuclear weapon than any other similar deal made by the U.S. in recent years? Related: The Trade Routes Iran Cannot Afford to Lose “It’s not just the civilian nuclear programme that raises questions, although that’s bad enough from the Israeli perspective, but the terms of the deal make it far simpler for the Saudis to morph this into a nuclear weapons development programme and that will concern everyone,” the same Washington-based source exclusively told OilPrice.com last week. Indeed, Israel has historically regarded the prospect of its longstanding arch-enemy Saudi Arabia having even a straightforward civilian nuclear programme with horror. “The Israelis see this as the key first stage in a development ladder that might then move onto acquiring the mechanisms for enriching uranium, and then to increasing this up to the level for a nuclear warhead, and then to the acquisition of the kit required to deliver the warhead over distance via ballistic missiles,” said the Washington source. “But in this deal, Saudi Arabia leapfrogs the second rung of the ladder,” he added. In fact, this 30-year U.S.-Saudi Arabia Peaceful Nuclear Cooperation Agreement marks a massive shift from previous U.S. policy in such deals, including the 2009 deal for the UAE. Most crucially, under the UAE deal, the country explicitly agreed to foreswear enriching uranium in-country, as well as reprocessing plutonium. Instead, the UAE imports its reactor fuel and returns the spent fuel, providing a completely non-weapons-capable blueprint, in what is regarded as the gold standard for non-proliferation of a civilian nuclear power programme into a nuclear weapons development one. As it stands, the deal for Saudi Arabia will allow in-country enrichment of uranium and will also not require it to adopt the International Atomic Energy Agency's (IAEA) strict ‘Additional Protocol’ that allows its inspectors to conduct snap, unannounced checks on any site they deem suspicious. The view that this deal is effectively a licence for Saudi Arabia to seamlessly shift gear from a civilian nuclear power programme into a nuclear weapons development programme is further bolstered by comments from Saudi Arabia’s Crown Prince Mohammed bin Salman. Back in 2018, he said that although his country did not want to acquire nuclear weapons: “Without a doubt, if Iran developed a nuclear bomb, we would follow suit as soon as possible”. In this context, in 2013, Amos Yadlin, a former head of the Israel Defense Forces Military Intelligence Directorate, in Tel Aviv said that: “If Iran gets the [nuclear] bomb, the Saudis will not wait one month. They already paid for the bomb, they will go to Pakistan and bring what they need to bring.” According to a senior source who works closely with the European Union’s (E.U.) energy security complex, provided Saudi Arabia had the highly enriched uranium in place, all it would require from another country to turn it into a functioning nuclear weapon would be the ‘physics package’. This includes the triggering mechanism (high-explosive lenses and detonator firing sets), the neutron initiator (uranium deuteride-based, or external miniature particle accelerators), and the tamper and neutron reflector. If Saudi Arabia was able to source all this in a turnkey design and fully fabricated weapon components from Pakistan, or anywhere else, then it would not need to build out the accompanying metallurgical conversion infrastructure required to safely convert the uranium hexafluoride gas back into a solid fluorinated powder and then smelt it into the necessary metallic uranium hemispheres. In short -- with highly enriched uranium in place (that could be done in Saudi Arabia under the terms of the deal), and a willing ally such as Pakistan, or another -- the Kingdom could move very quickly to having a nuclear weapon, just as Yadlin said. Precisely why Trump thinks all this is a good idea becomes clearer when looking at other elements of the deal within a regional and global geopolitical context. In the agreement, there is a mandated two-year period for the U.S. and Saudi Arabia to determine if in-country enrichment within the Kingdom is ‘warranted and commercially viable’. If the answer is positive, the enrichment facility (or facilities) will be built by American firms under a black box arrangement, whereby the Saudi-driven uranium enrichment will occur under U.S. oversight, without Washington transferring the proprietary, underlying technology to the Kingdom. On the other side of the deal, if -- after the two-year consideration period -- the U.S. decides that in-country enrichment should not occur, then Saudi Arabia would be legally barred from pursuing it independently or partnering with another foreign power for 10 years. Ultimately, then, as a deal in and of itself over and above broader global security concerns, it has several advantages for the U.S. First, there is the money: potentially hundreds of billions of dollars over time in infrastructure contracts for American firms. Second, as examined earlier by OilPrice.com over several years, it effectively precludes Saudi Arabia from entering into similar nuclear deals with China or Russia that would also not mandate strict non-proliferation safeguards. Third, it creates the ‘Damoclean Sword’ of a U.S.-controlled nuclear weapons threat to Iran on Tehran’s doorstep to ‘encourage’ positive future outcomes from the regime. And fourth and finally, it firmly brings Saudi Arabia back into the U.S.’s sphere of influence, so setting the foundation for a new phase in the rollout of further ‘Abraham Accords’ across the region, as analysed in my latest book on the new global oil market order. By Simon Watkins for Oilprice.com More Top Reads From Oilprice.com

أويل برايسمنذ 3 ساعة

الإنتر وسوسييداد وإيفرتون تتصارع على «زيزي نيوم»

<a href=" target="_blank">الإنتر وسوسييداد وإيفرتون تتصارع على «زيزي نيوم» الشرق الأوسط

نيوممنذ 3 ساعة

‏السوق السعودي: أسهم 65 شركة شهدت تداولات أعلى من متوسط 3 أشهر

شاشة تداول السوق السعودي شهدت أسهم 65 شركة مدرجة في السوق السعودي اليوم تداولات نشطة مقارنة بمتوسط التداولات لآخر 3 أشهر، وذلك حسب رصد لـأرقام. وتصدر سهم تبوك الزراعة القائمة التي شهدت تداولات بأعلى من المتوسط لـ3 أشهر بنسبة 660%، تلاه سهم الواحة بنسبة 614%. وفيما يلي الشركات التي شهدت تداولات بأعلى من متوسط 3 أشهر، خلال جلسة اليوم الثلاثاء الموافق 28 يوليو 2026:

أرقاممنذ 3 ساعة

"ساما" يمنح ترخيصاً لـ "منصة همة للتمويل" لمزاولة نشاط التمويل الجماعي بالدين

الرياض – مباشر: أعلن البنك المركزي السعودي "ساما" الترخيص لشركة "منصة همة للتمويل"؛ لمزاولة نشاط التمويل الجماعي بالدين، ليبلغ إجمالي عدد شركات التمويل المرخص لها 78 شركة. وأوضح "ساما"، في بيان له، اليوم الثلاثاء، أن هذا القرار يأتي في إطار سعي البنك المركزي إلى دعم قطاع التمويل وتمكينه؛ لرفع مستوى فاعلية التعاملات المالية ومرونتها، وتشجيع الابتكار في الخدمات المالية المقدمة؛ بهدف تعزيز مستوى الشمول المالي في المملكة، ووصول الخدمات المالية إلى جميع شرائح المجتمع. وأكد البنك المركزي السعودي أهمية التعامل مع المؤسسات المالية المرخصة والمصرح لها من قبله، ويمكن التحقق من ذلك بزيارة موقع "ساما" الإلكتروني.

مباشر السعوديةمنذ 4 ساعة

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Saudi Arabia shares lower at close of trade; Tadawul All Share down 2.18% - Investing.com India

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Saudi Arabia shares lower at close of trade; Tadawul All Share down 2.18% Investing.com India

منذ 3 ساعة

توقعات برياح نشطة على 5 مناطق

73 خبر

توقعات برياح نشطة على 5 مناطق استمرار فرص تكوّن السحب الرعدية الممطرة توقّع المركز الوطني للأرصاد تأثر تبوك والجوف والحدود الشمالية اليوم (الجمعة) برياح نشطة مثيرة للأتربة والغبار، قد تؤدي إلى شبه انعدام في مدى الرؤية الأفقية، مع امتداد تأثيراتها إلى أجزاء من حائل والمدينة المنورة خاصة الشمالية منها. وأشار المركز إلى استمرار فرص تكوّن السحب الرعدية الممطرة على أجزاء من مرتفعات جازان وعسير والباحة ومكة المكرمة. ولفت إلى أن حركة الرياح السطحية على البحر الأحمر ستكون شمالية غربية إلى شمالية بسرعة 15-40 كم/ساعة على الجزء الشمالي والأوسط تصل إلى 45 كم/ساعة باتجاه خليج العقبة وشمالية غربية إلى غربية على الجزء الجنوبي بسرعة 10-30 كم/ساعة.

منذ 2 يوم

Crack and crime to confident and qualified: is the future about to change for Rhyl’s youth?

56 خبر

Killing time playing pool at the West Rhyl youth club, friends Sienna, 19, and Jake, 26, are unanimous when asked what a tour of the north Wales seaside town should look like. “The first place I’d show anyone is ‘Crackhead Circle’,” Sienna says. The small public garden behind the town hall and a paved area by the closed home bargain store Wilko in the adjacent high street host several strung-out characters on a cold February afternoon. Police cars crawl through the area every 15 minutes or so as part of Project Renew, a year-long crackdown on gang activity and drugs. On the seafront, a row of Victorian hotels look out over the milky-green Irish Sea, but their glamour has long faded; the dilapidated buildings now serve as emergency accommodation for the council. Sienna waves at a group of people gathered on the steps of the Westminster hotel as she walks past. Her family moved around a lot before coming to Rhyl a few years ago. They lived at the hotel when they arrived. View image in fullscreen Sienna and Jake in one of Rhyl’s amusement arcades. ‘My mates who have jobs are all working part-time,’ she says She is a gifted athlete, but a basketball injury that required major surgery on her leg interfered with her education, pursuing sports and entering the world of work. Q&A What is the Against the tide series? Show Over the next year, the Against the Tide project from the Guardian’s Seascape team will be reporting on the lives of young people in coastal communities across England and Wales. Young people in many of England's coastal towns are disproportionately likely to face poverty, poor housing, lower educational attainment and employment opportunities than their peers in equivalent inland areas. In the most deprived coastal towns they can be left to struggle with crumbling and stripped-back public services and transport that limit their life choices. For the next 12 months, accompanied by the documentary photographer Polly Braden, we will travel up and down the country to port towns, seaside resorts and former fishing villages to ask 16- to 25-year-olds to tell us about their lives and how they feel about the places they live. By putting their voices at the front and centre of our reporting, we want to examine what kind of changes they need to build the futures they want for themselves. Was this helpful? Thank you for your feedback. “It has been difficult to settle down here,” she says. “I don’t think it’s that dangerous, but you have to be careful by the bus station.” Rhyl West has topped deprivation tables in Wales for decades. Drugs and violence are significant problems in the once elegant holiday town; the ward has a crime rate of 197 for every 1,000 people – about 2.5 times the average for Wales. The violent crime rate is 88 for every 1,000, or more than double Wales’ average. View image in fullscreen Donna and Chris, both youth workers, talking to young people in the town centre about what opportunities exist in the resort The town’s young people, like so many others in coastal communities in England and Wales, leave school and often find themselves faced with few opportunities for work and little chance of finding somewhere affordable to live. “My mates who have jobs are all working part-time in shops or deliveries or tourism,” says Sienna. “Almost no one can afford to move out from their parents and get their own place. They can’t afford to leave either.” double quotation mark Our issue in Rhyl is getting people into work. Many young people lack the basics Melanie Evans, Working Denbighshire Sienna has a fiance in Northern Ireland but she does not have the money to see him very often. “We haven’t figured out how we can be together yet.” But there are tentative signs that the tide may finally be turning for Rhyl. Project Renew is working – in January, North Wales police said crime was down 14% on a year ago – and everyone the Guardian met agreed there is less drug use on the street. Years of construction work on the promenade finally finished last summer, the nearby Queen’s Market food hall, waterpark and cinema have all been recently revamped, and a neighbourhood board has been put together to decide how to spend millions allocated through the government’s Pride in Place funding. View image in fullscreen The Westminster hotel, where Sienna and her family lived for more than a year after moving to Rhyl. Several of the town’s old hotels now serve as temporary council accommodation Pride in Place, Labour’s answer to the Conservatives’ levelling up strategy, has awarded hundreds of places, many of them coastal, with £20m. The proviso is that local people, the MP, the council, businesses and community organisations must all work together on how best to spend it. Gill German, MP for Clwyd North, is keen that young people in Rhyl are involved in that process. “The youth service consulted 600 young people about what they need,” she says. “They [the young people] still don’t think the beach belongs to them – they think it’s for tourists – so we need to try to make sure they start feeling the benefits of living by the sea and those wellbeing factors [associated with that].” double quotation mark If you keep doing the same thing, you’ll keep getting the same results. We needed to do something different Melanie Evans, Working Denbighshire Researchers from University College London recently travelled up and down the English coast talking to local people for their Coastal Youth Life Chances project and concluded that one of the things that would make a difference to young people in seaside communities would be to include them in planning and decision-making. “We’ve managed to get more young people on Our Rhyl [the Pride in Place board],” says German. “Hopefully that will start connecting them to the growing opportunities [in Rhyl].” Rhyl is unusual in that it is youthful in comparison to most UK coastal towns. It is also an outlier in that the unemployment rate in Denbighshire is 4.8%, lower than the UK average of 5.2%, even though coastal areas tend to have more people out of work. “Our issue in Rhyl is getting people into work,” says Melanie Evans, of Working Denbighshire. “Many young people lack the basics, such as knowing how to talk to people in a workplace or an office, or how to dress. Those are skills we are teaching.” In 2017, Working Denbighshire consolidated more than a dozen funding streams from the Welsh government and Westminster into one pool, making it simpler to coordinate services and channel money to where it is needed most. View image in fullscreen Old photographs of Rhyl in its heyday, when it was a thriving resort for visitors from Merseyside The results are clear. In 2021, Project Barod was launched – Barod means “ready” in Welsh – offering one-to-one mentoring support in helping find work or training, workshops to help build confidence and skills, such as cooking classes and beach clean-ups, as well as classes in reading, writing and maths. When participants are ready, they can access subsidised work experience, and the project also supports people struggling to hold down a job, and those who want to retrain. double quotation mark It’s tough working with short-term funding … That lack of certainty makes it harder because young people can’t rely on us Jay McGuinness “Our thinking was: if you’re going to keep doing the same thing, you’re going to keep getting the same results,” says Evans. “We needed to do something different to break the cycle of poverty.” The number of people in education or training after support from Working Denbighshire in the first half of the 2025-26 financial year was 163, up 233% on the department’s target of 70, with 38% of those helped aged 16 to 24, by far the biggest demographic group. By his own admission, Luke, 19, did not enjoy school, and had no idea what he wanted to do when he left. After quitting a job he hated at a clothes shop, he was referred to Barod by the jobcentre. Over the past year the programme has helped him study for a roofing qualification and find work as an apprentice. View image in fullscreen Florence and another trainee flanking Steve Baxendale. The baker was teaching them how to make pizzas in a scheme run by Project Barod View image in fullscreen ‘Learning something new gives me a sense of accomplishment,’ says 25-year-old Florence “I’m still very shy. Talking to people and paperwork and exams and stuff can be overwhelming,” he says. “I never imagined I would be doing this though. Eventually, I want to run my own business and work for myself.” At a Barod pizza-making class at Use Your Loaf, a community bakery, the small group are being shown different ways to stretch and toss dough by the baker, Steve Baxendale. Florence, 25, cracks a shy smile as she throws the thin circle in the air, specks of flour spotting her glasses and apron. Health issues have prevented her from applying to university yet, although a degree in cognitive science is still the goal. “I’ve been going to workshops like these for a couple of years now,” she says. “They help with confidence. View image in fullscreen Sienna and Jake are regulars at Rhyl’s boxing club. She says it’s a highlight of her week and is now thinking of training to becoming a youth or social worker “Making something or learning something new gives me a sense of accomplishment, and it’s sometimes easier to tackle the things I need to do when I feel I’ve already done something right.” For all of Rhyl’s recent successes, some teenagers and young people are still falling through the cracks. Jay McGuinness, a social worker who trains Sienna and Jake at the Rhyl Youth Boxing Club, says one part of the job is walking around the town centre in the early evening and getting to know the young people hanging out there. The aim is to build enough trust that they might then engage with the youth centre. “We’re a non-profit, we’re not run by the council, and it’s real

منذ 1 ساعة

ضبط 9.5 ألف مخالف وترحيل أكثر من 11 ألفاً في أسبوع

43 خبر

ضبط 9.5 ألف مخالف وترحيل أكثر من 11 ألفاً في أسبوع بينهم 4.8 ألف مخالف لنظام الإقامة و1.4 ألف مخالف لنظام العمل أسفرت الحملات الميدانية المشتركة لمتابعة وضبط مخالفي أنظمة الإقامة والعمل وأمن الحدود، التي تمت في مناطق المملكة كافة خلال الأسبوع الماضي، عن ضبط أكثر من 9.5 ألف مخالف، بينهم 4.8 ألف مخالف لنظام الإقامة، و3.3 ألف مخالف لنظام أمن الحدود، ونحو 1.4 ألف مخالف لنظام العمل. إحالة 17.7 ألف مخالف لبعثاتهم الدبلوماسية للحصول على وثائق سفر وقالت وزارة الداخلية إن إجمالي من تم ضبطهم خلال محاولتهم عبور الحدود إلى داخل المملكة بلغ 1500 شخص 38% منهم يمنيو الجنسية، و60% إثيوبيو الجنسية، وجنسيات أخرى 02%، كما تم ضبط 58 شخصًا لمحاولتهم عبور الحدود إلى خارج المملكة بطريقة غير نظامية، فيما تم ضبط 12 متورطـًا في نقل وإيواء وتشغيل مخالفي أنظمة الإقامة والعمل وأمن الحدود والتستر عليهم. وأضافت أنه وبلغ إجمالي من يتم إخضاعهم حاليًا لإجراءات تنفيذ الأنظمة 26.6 ألف وافد مخالف، منهم 1573 امرأة.، فيما تمت إحالة 17.7 ألف مخالف لبعثاتهم الدبلوماسية للحصول على وثائق سفر، وإحالة 2311 مخالفًا لاستكمال حجوزات سفرهم، وترحيل 11226 مخالفًا. وأكدت "الداخلية" أن كل مَن يسهل دخول مخالفي نظام أمن الحدود للمملكة أو نقلهم داخلها أو يوفر لهم المأوى أو يقدم لهم أي مساعدة أو خدمة بأي شكل من الأشكال، يعرّض نفسه لعقوبات تصل إلى السجن مدة 15 سنة، وغرامة مالية تصل إلى مليون ريال، ومصادرة وسيلتي النقل والسكن المستخدمتين للإيواء، إضافة إلى التشهير به. وأوضحت أن هذه الجريمة تعد من الجرائم الكبيرة الموجبة للتوقيف، والمخلة بالشرف والأمانة، حاثة على الإبلاغ عن أي حالات مخالفة على الرقم (911) بمناطق مكة المكرمة، والمدينة المنورة، والرياض، والشرقية، و(999) و(996) في بقية مناطق المملكة.

منذ 2 يوم

Saudi Aramco helicopter crash kills 14 nationals - CNN

35 خبر

Saudi Aramco helicopter crash kills 14 nationals CNN <a href=" target="_blank">Saudi Aramco helicopter crash in Ras Tanura kills all 14 on board Al Jazeera Saudi Arabia helicopter crash kills all 14 on board BBC Fourteen killed in Saudi Aramco helicopter crash in Ras Tanura سانا Aramco Helicopter Crash in Ras Tanura Kills All 14 on Board Bloomberg <a href=" target="_blank">Saudi Aramco helicopter crashes, all 14 passengers killed dw.com Saudi Aramco helicopter crash kills 14 in Ras Tanura The Jerusalem Post 14 dead after helicopter owned by oil giant Aramco crashes in Saudi Arabia: officials New York Post Saudi Aramco helicopter crash kills 14 Arab News

منذ 3 يوم

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