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The company's strategy has centered on maintaining sales pace, working through older land inventory acquired before incentives became more prevalent, and avoiding excessive quick move-in, or QMI, inventory. During the quarter, 33% of delivered homes were both sold and closed within the same quarter. Hovnanian's backlog conversion ratio was 74%, above its historical average of 57% since the third quarter of fiscal 1998. However, sales patterns remained uneven. Management said May showed a stronger year-over-year comparison, June was roughly in line with the prior year, and July trailed the prior-year level before August improved modestly. Hovnanian said August month-to-date contracts were up 3% from a year earlier. Website visits in July were higher than in all but one year since 2019, while traffic during the final two weeks of the month exceeded levels from any year since 2019, according to the company. Third-quarter contracts declined by 57 homes from the prior-year period to 1,359 homes. The company generated 9.4 contracts per community during the quarter, a level Hovnanian characterized as slightly above its historical average. Management said website traffic remained strong, though potential buyers have been hesitant to finalize purchases amid affordability concerns and geopolitical and financial volatility. "This was the first time in 23 quarters that adjusted pre-tax income finished below the guidance range," Hovnanian said. He added that results would have fallen within the range if joint-venture income had reached the midpoint of guidance or if quarterly quick move-in sales had been modestly stronger. Adjusted gross margin was 14.6%, also above the midpoint of guidance, while adjusted EBITDA totaled $32 million. The company posted an adjusted pre-tax loss of $2 million, below its guidance range, which had called for break-even results or better. Chairman and Chief Executive Officer Ara Hovnanian said the shortfall primarily reflected lower-than-expected income from unconsolidated joint ventures, driven substantially by delivery delays at its newest joint ventures. Hovnanian Enterprises (NYSE:HOV) reported fiscal 2026 third-quarter revenue of $706 million, slightly above the midpoint of its prior guidance range, as the homebuilder navigated a housing market marked by elevated mortgage rates, incentives and cautious consumer behavior. Story Continues Margins, Incentives and Inventory Management said gross margin has improved sequentially for two quarters after reaching what it views as a low point in the first quarter. Incentives remained elevated compared with historical levels but declined from the first quarter through the third quarter, even as mortgage rates increased during the latest period. Hovnanian said 31% of its communities were able to either raise prices or reduce incentives during the third quarter. Management said newer communities are expected to support improved margins because they were underwritten with higher incentive levels already incorporated into projected returns. The company's QMI inventory rose slightly to 6.7 homes per community, but total QMI inventory has fallen 29% from early fiscal 2025 levels. Management said the lower inventory position provides greater flexibility in managing incentives and pricing and could increase the portion of sales generated from to-be-built homes, which generally carry higher margins. Chief Financial Officer Brad O'Connor said construction costs per square foot increased slightly during the quarter, with minor increases in several areas and lumber beginning to rise. He said the company continues to seek reductions in material and labor costs, noting that costs remain below levels seen at the beginning of fiscal 2025. Land Strategy and Community Growth Hovnanian ended the quarter with 147 communities, compared with 146 communities a year earlier. The company opened 62 new communities and closed 61 over the past 12 months. O'Connor said the company expects community count to increase sequentially in the fiscal fourth quarter and to grow in fiscal 2027, barring market developments that cause it to abandon additional land deals. Management said community-count growth has been slower than anticipated because the company has walked away from certain land contracts during due diligence when they did not meet underwriting standards. Hovnanian said it is increasing its focus on land acquisition opportunities, including potential opportunities arising from industry merger-and-acquisition activity and from competitors exiting projects. The company continued to emphasize its land-light strategy. Option lots represented 87% of its controlled lot portfolio at the end of the third quarter, the highest percentage in company history. In addition, 82% of controlled lots were acquired or controlled in fiscal 2023 or later, when elevated incentive levels had already become part of underwriting assumptions. Management said the company is also shifting its portfolio toward higher-priced move-up buyers and active-adult communities, while reducing exposure to highly competitive entry-level price points. Hovnanian recently hired Deborah Blake, described as an active-adult lifestyle expert, to support its Four Seasons brand and related communities. Fourth-Quarter Outlook For the fiscal fourth quarter, Hovnanian forecast revenue of $800 million to $900 million, with no land sales assumed in that outlook. The company expects adjusted gross margin of 15% to 16.5%, SG&A expense equal to 10.5% to 11.5% of revenue, and joint-venture income of $10 million to $20 million. Adjusted EBITDA is projected at $50 million to $65 million. Adjusted pre-tax income is projected at $15 million to $30 million. The outlook assumes broadly stable market conditions, including no major increases in mortgage rates, tariffs, inflation, cancellation rates or construction cycle times. O'Connor said the company's fourth-quarter results could be sensitive to delivery timing and product mix because a larger portion of deliveries is coming from QMIs. He also said average selling prices should rise gradually over time as the company brings on newer communities and moves away from its first-time-buyer Aspire product line. Regarding Hovnanian's Saudi Arabia-related business, management said the recently consolidated operation is between communities and has had limited income-statement impact to date. The company expects some deliveries to begin in the fourth quarter, with additional activity expected in 2027, while emphasizing that the business remains a minor investment and activity level for now. About Hovnanian Enterprises (NYSE:HOV) Hovnanian Enterprises, Inc is a publicly traded homebuilding company primarily engaged in the acquisition, development and construction of residential properties. Headquartered in Red Bank, New Jersey, the company operates through a network of regional homebuilding divisions that design and deliver a range of housing solutions, including single-family detached homes, townhomes and condominiums. Hovnanian combines land development, architectural design and construction services with in-house mortgage and insurance offerings to provide a comprehensive homebuying experience. The company markets its communities under several branded product lines tailored to different buyer segments and price points. This instant news alert was generated by narrative science technology and financial data from MarketBeat in order to provide readers with the fastest reporting and unbiased coverage. Please send any questions or comments about this story to contact@marketbeat.com. The article "Hovnanian Enterprises Q3 Earnings Call Highlights" was originally published by MarketBeat. View MarketBeat's top stocks for August 2026.
أعلنت شركة تداول السعودية موافقتها على طلب شركة الأهلي المالية لمزاولة أنشطة صناعة السوق لسهم البنك العربي الوطني (1080) وشركة مجموعة بان القابضة (1820) وشركة صدر للخدمات اللوجستية (1832) ابتداءً من تاريخ 23/08/2026. تكون التزامات صانع السوق على البنك العربي الوطني (1080) كالآتي: - الحد الأدنى لبقاء الأوامر: 80% - الحد الأدنى من حجم الأوامر: 75,000^ - الحد الأعلى للفارق السعري: 0.65% - الحد الأدنى للقيمة المتداولة: لا ينطبق تكون التزامات صانع السوق على شركة مجموعة بان القابضة (1820) كالآتي: - الحد الأدنى لبقاء الأوامر: 50% - الحد الأدنى من حجم الأوامر: 250,000^ - الحد الأعلى للفارق السعري: 3.00% - الحد الأدنى للقيمة المتداولة: لا ينطبق تكون التزامات صانع السوق على صدر للخدمات اللوجستية (1832) كالآتي: - الحد الأدنى لبقاء الأوامر: 50% - الحد الأدنى من حجم الأوامر: 75,000^ - الحد الأعلى للفارق السعري: 2.00% - الحد الأدنى للقيمة المتداولة: لا ينطبق ستتم ممارسة أنشطة صناعة السوق من قِبل شركة الأهلي المالية كما هو محدد في لوائح واجراءات صناعة السوق. لمزيد من المعلومات حول صناعة السوق ، يرجى (الضغط هنا)
شاشة تداول سوق نمو أظهر رصد لـ أرقام، تسجيل عدد من الأسهم المدرجة في السوق الموازية نمو -جلسة الخميس- أعلى سعر منذ الإدراج، كما يتضح في الجدول أدناه: الأسهم التي سجلت أعلى سعر منذ الإدراج الشركة السعر (ريال)* الأداء خلال عام تاريخ الإدراج المتحدة للتعدين 55.00 20 % أكتوبر 2023
سجلت 5 مدن<a href=" target="_blank"> أعلى درجة حرارة في المملكة اليوم الخميس بـ 45 درجة مئوية حسب تقرير <a href=" target="_blank">المركز الوطني للأرصاد . وجاء بيان أعلى درجات حرارة في المملكة كالتالي: - المدينة المنورة 45 درجة مئوية. - الأحساء 45 درجة مئوية. - ينبع 45 درجة مئوية. - شرورة 45 درجة مئوية. - وادي الدواسر 45 درجة مئوية. - الدمام 44 درجة مئوية. - القيصومة 44 درجة مئوية. - العلا 44 درجة مئوية. - الرياض 43 درجة مئوية. - مكة المكرمة 43 درجة مئوية. عواصف ترابية على الشرقية تشهد أجزاء من الشرقية أتربة مثارة، تصل إلى <a href=" target="_blank">عواصف ترابية على بعض الأماكن، خلال فترة المساء اليوم الخميس، تستمر حتى 10 مساء. ونبه <a href=" target="_blank">المركز الوطني للأرصاد بـ"إنذار أحمر" من عواصف ترابية على الأحساء وبقيق والخفجي والنعيرية. يصاحبها: رياح شديدة السرعة تصل سرعتها إلى 60 كيلومترًا/ساعة، وانعدام في مدى الرؤية الأفقية كيلومتر واحد أو أقل. كما نبه من <a href=" target="_blank">أتربة مثارة على الجبيل والخبر والدمام والعديد والقطيف ورأس تنورة وحفر الباطن وقرية العليا. وتتمثل التأثيرات المصاحبة في: رياح شديدة السرعة تصل سرعتها إلى (50 – 59) كيلومترًا/ساعة، وشبه انعدام في مدى الرؤية الأفقية (1 – 3) كيلومترات، وارتفاع الأمواج. موجة مطرية تضرب #مكة_المكرمة لـ5 أيام تبدأ غدًا.. و#الدفاع_المدني يوجه تحذيرًا مهمًا #اليوم pic.twitter.com/bpJHQ2QHgx — صحيفة اليوم (@alyaum) August 20, 2026 طقس يوم الخميس يتوقع <a href=" target="_blank">المركز الوطني للأرصاد في تقريره عن <a href=" target="_blank">حالة الطقس اليوم الخميس على مناطق المملكة، استمرار هطول <a href=" target="_blank">أمطار رعدية مصحوبة بزخات من البرد ورياح نشطة على أجزاء من مناطق جازان وعسير والباحة، تمتد إلى أجزاء من مرتفعات منطقة مكة المكرمة، كما لا يُستبعد تكوّن السحب الرعدية الممطرة على الأجزاء الجنوبية من منطقتي الشرقية والرياض. في حين تؤثر الرياح النشطة المثيرة للأتربة والغبار على أجزاء من مناطق الحدود الشمالية والقصيم والرياض ونجران، تصل إلى شبة انعدام في مدى الرؤية الأفقية على أجزاء من المنطقة الشرقية، كذلك على الأجزاء الساحلية من منطقتي المدينة المنورة ومكة المكرمة.
تنفيذ حكم القتل تعزيرًا بحق مواطن أدين بترويج الإمفيتامين في الرياض عاجل
Saudi Arabia shares lower at close of trade; Tadawul All Share down 2.18% Investing.com India
Killing time playing pool at the West Rhyl youth club, friends Sienna, 19, and Jake, 26, are unanimous when asked what a tour of the north Wales seaside town should look like. “The first place I’d show anyone is ‘Crackhead Circle’,” Sienna says. The small public garden behind the town hall and a paved area by the closed home bargain store Wilko in the adjacent high street host several strung-out characters on a cold February afternoon. Police cars crawl through the area every 15 minutes or so as part of Project Renew, a year-long crackdown on gang activity and drugs. On the seafront, a row of Victorian hotels look out over the milky-green Irish Sea, but their glamour has long faded; the dilapidated buildings now serve as emergency accommodation for the council. Sienna waves at a group of people gathered on the steps of the Westminster hotel as she walks past. Her family moved around a lot before coming to Rhyl a few years ago. They lived at the hotel when they arrived. View image in fullscreen Sienna and Jake in one of Rhyl’s amusement arcades. ‘My mates who have jobs are all working part-time,’ she says She is a gifted athlete, but a basketball injury that required major surgery on her leg interfered with her education, pursuing sports and entering the world of work. Q&A What is the Against the tide series? Show Over the next year, the Against the Tide project from the Guardian’s Seascape team will be reporting on the lives of young people in coastal communities across England and Wales. Young people in many of England's coastal towns are disproportionately likely to face poverty, poor housing, lower educational attainment and employment opportunities than their peers in equivalent inland areas. In the most deprived coastal towns they can be left to struggle with crumbling and stripped-back public services and transport that limit their life choices. For the next 12 months, accompanied by the documentary photographer Polly Braden, we will travel up and down the country to port towns, seaside resorts and former fishing villages to ask 16- to 25-year-olds to tell us about their lives and how they feel about the places they live. By putting their voices at the front and centre of our reporting, we want to examine what kind of changes they need to build the futures they want for themselves. Was this helpful? Thank you for your feedback. “It has been difficult to settle down here,” she says. “I don’t think it’s that dangerous, but you have to be careful by the bus station.” Rhyl West has topped deprivation tables in Wales for decades. Drugs and violence are significant problems in the once elegant holiday town; the ward has a crime rate of 197 for every 1,000 people – about 2.5 times the average for Wales. The violent crime rate is 88 for every 1,000, or more than double Wales’ average. View image in fullscreen Donna and Chris, both youth workers, talking to young people in the town centre about what opportunities exist in the resort The town’s young people, like so many others in coastal communities in England and Wales, leave school and often find themselves faced with few opportunities for work and little chance of finding somewhere affordable to live. “My mates who have jobs are all working part-time in shops or deliveries or tourism,” says Sienna. “Almost no one can afford to move out from their parents and get their own place. They can’t afford to leave either.” double quotation mark Our issue in Rhyl is getting people into work. Many young people lack the basics Melanie Evans, Working Denbighshire Sienna has a fiance in Northern Ireland but she does not have the money to see him very often. “We haven’t figured out how we can be together yet.” But there are tentative signs that the tide may finally be turning for Rhyl. Project Renew is working – in January, North Wales police said crime was down 14% on a year ago – and everyone the Guardian met agreed there is less drug use on the street. Years of construction work on the promenade finally finished last summer, the nearby Queen’s Market food hall, waterpark and cinema have all been recently revamped, and a neighbourhood board has been put together to decide how to spend millions allocated through the government’s Pride in Place funding. View image in fullscreen The Westminster hotel, where Sienna and her family lived for more than a year after moving to Rhyl. Several of the town’s old hotels now serve as temporary council accommodation Pride in Place, Labour’s answer to the Conservatives’ levelling up strategy, has awarded hundreds of places, many of them coastal, with £20m. The proviso is that local people, the MP, the council, businesses and community organisations must all work together on how best to spend it. Gill German, MP for Clwyd North, is keen that young people in Rhyl are involved in that process. “The youth service consulted 600 young people about what they need,” she says. “They [the young people] still don’t think the beach belongs to them – they think it’s for tourists – so we need to try to make sure they start feeling the benefits of living by the sea and those wellbeing factors [associated with that].” double quotation mark If you keep doing the same thing, you’ll keep getting the same results. We needed to do something different Melanie Evans, Working Denbighshire Researchers from University College London recently travelled up and down the English coast talking to local people for their Coastal Youth Life Chances project and concluded that one of the things that would make a difference to young people in seaside communities would be to include them in planning and decision-making. “We’ve managed to get more young people on Our Rhyl [the Pride in Place board],” says German. “Hopefully that will start connecting them to the growing opportunities [in Rhyl].” Rhyl is unusual in that it is youthful in comparison to most UK coastal towns. It is also an outlier in that the unemployment rate in Denbighshire is 4.8%, lower than the UK average of 5.2%, even though coastal areas tend to have more people out of work. “Our issue in Rhyl is getting people into work,” says Melanie Evans, of Working Denbighshire. “Many young people lack the basics, such as knowing how to talk to people in a workplace or an office, or how to dress. Those are skills we are teaching.” In 2017, Working Denbighshire consolidated more than a dozen funding streams from the Welsh government and Westminster into one pool, making it simpler to coordinate services and channel money to where it is needed most. View image in fullscreen Old photographs of Rhyl in its heyday, when it was a thriving resort for visitors from Merseyside The results are clear. In 2021, Project Barod was launched – Barod means “ready” in Welsh – offering one-to-one mentoring support in helping find work or training, workshops to help build confidence and skills, such as cooking classes and beach clean-ups, as well as classes in reading, writing and maths. When participants are ready, they can access subsidised work experience, and the project also supports people struggling to hold down a job, and those who want to retrain. double quotation mark It’s tough working with short-term funding … That lack of certainty makes it harder because young people can’t rely on us Jay McGuinness “Our thinking was: if you’re going to keep doing the same thing, you’re going to keep getting the same results,” says Evans. “We needed to do something different to break the cycle of poverty.” The number of people in education or training after support from Working Denbighshire in the first half of the 2025-26 financial year was 163, up 233% on the department’s target of 70, with 38% of those helped aged 16 to 24, by far the biggest demographic group. By his own admission, Luke, 19, did not enjoy school, and had no idea what he wanted to do when he left. After quitting a job he hated at a clothes shop, he was referred to Barod by the jobcentre. Over the past year the programme has helped him study for a roofing qualification and find work as an apprentice. View image in fullscreen Florence and another trainee flanking Steve Baxendale. The baker was teaching them how to make pizzas in a scheme run by Project Barod View image in fullscreen ‘Learning something new gives me a sense of accomplishment,’ says 25-year-old Florence “I’m still very shy. Talking to people and paperwork and exams and stuff can be overwhelming,” he says. “I never imagined I would be doing this though. Eventually, I want to run my own business and work for myself.” At a Barod pizza-making class at Use Your Loaf, a community bakery, the small group are being shown different ways to stretch and toss dough by the baker, Steve Baxendale. Florence, 25, cracks a shy smile as she throws the thin circle in the air, specks of flour spotting her glasses and apron. Health issues have prevented her from applying to university yet, although a degree in cognitive science is still the goal. “I’ve been going to workshops like these for a couple of years now,” she says. “They help with confidence. View image in fullscreen Sienna and Jake are regulars at Rhyl’s boxing club. She says it’s a highlight of her week and is now thinking of training to becoming a youth or social worker “Making something or learning something new gives me a sense of accomplishment, and it’s sometimes easier to tackle the things I need to do when I feel I’ve already done something right.” For all of Rhyl’s recent successes, some teenagers and young people are still falling through the cracks. Jay McGuinness, a social worker who trains Sienna and Jake at the Rhyl Youth Boxing Club, says one part of the job is walking around the town centre in the early evening and getting to know the young people hanging out there. The aim is to build enough trust that they might then engage with the youth centre. “We’re a non-profit, we’re not run by the council, and it’s real
توقعات برياح نشطة على 5 مناطق استمرار فرص تكوّن السحب الرعدية الممطرة توقّع المركز الوطني للأرصاد تأثر تبوك والجوف والحدود الشمالية اليوم (الجمعة) برياح نشطة مثيرة للأتربة والغبار، قد تؤدي إلى شبه انعدام في مدى الرؤية الأفقية، مع امتداد تأثيراتها إلى أجزاء من حائل والمدينة المنورة خاصة الشمالية منها. وأشار المركز إلى استمرار فرص تكوّن السحب الرعدية الممطرة على أجزاء من مرتفعات جازان وعسير والباحة ومكة المكرمة. ولفت إلى أن حركة الرياح السطحية على البحر الأحمر ستكون شمالية غربية إلى شمالية بسرعة 15-40 كم/ساعة على الجزء الشمالي والأوسط تصل إلى 45 كم/ساعة باتجاه خليج العقبة وشمالية غربية إلى غربية على الجزء الجنوبي بسرعة 10-30 كم/ساعة.
نبَّه المركز الوطني للأرصاد، اليوم (الإثنين)، من رياح شديدة، على العاصمة المقدسة، تشمل تأثيراتها المصاحبة شبه انعدام في مدى الرؤية الأفقية، ورياحاً تصل سرعتها إلى (50-59) كم/ساعة وبيّن المركز أن الحالة تستمر حتى الساعة الـ 6:00 مساءً. وكان المركز أصدر تقريره اليومي عن حالة الطقس في مختلف المناطق متوقعاً تأثر أجزاء من مناطق الحدود الشمالية، الجوف، تبوك برياح شديدة السرعة تؤدي إلى عواصف رملية وانعدام في مدى الرؤية الأفقية، ويستمر تأثير الرياح النشطة المثيرة للأتربة والغبار على أجزاء من مناطق حائل، القصيم، الشرقية، نجران، قد تصل إلى شبه انعدام في مدى الرؤية الأفقية على أجزاء من منطقة مكة المكرمة، وتكوّن السحب الرعدية الممطرة على أجزاء من مرتفعات مناطق جازان، عسير، الباحة، مكة المكرمة، في حين يكون الطقس حاراً إلى شديد الحرارة على أجزاء من مناطق غرب المملكة تشمل السواحل منها. وأشار التقرير إلى أن حركة الرياح السطحية على البحر الأحمر جنوبية شرقية إلى جنوبية غربية على الجزء الشمالي وشمالية غربية إلى شمالية شرقية على الجزء الأوسط والجنوبي بسرعة 17 - 36 كم/ساعة وارتفاع الموج من نصف المتر إلى متر ونصف وحالة البحر خفيف إلى متوسط الموج.
أعلنت الدوريات البرية لحرس الحدود في قطاع الربوعة ب منطقة عسير القبض على ثلاثة مخالفين لنظام أمن الحدود من الجنسية الإثيوبية، بعد ضبطهم أثناء محاولة تهريب 60 كيلوجرامًا من مادة الحشيش المخدر، مؤكدة استكمال الإجراءات النظامية الأولية بحقهم وإحالتهم، مع المضبوطات، إلى جهة الاختصاص. القبض على 3 مخالفين من الجنسية الإثيوبية لتهريبهم 36 كيلوجرامًا من الحشيش في عسير وجددت الجهات الأمنية دعوتها للمواطنين والمقيمين إلى الإبلاغ عن أي معلومات تتعلق بأنشطة تهريب أو ترويج المخدرات، مؤكدة أهمية التعاون المجتمعي في مكافحة هذه الجرائم. وأشارت إلى إمكانية الإبلاغ عبر الرقم (911) في مناطق مكة المكرمة والمدينة المنورة والرياض والمنطقة الشرقية، والرقمين (999) و(994) في بقية مناطق المملكة، إضافة إلى رقم بلاغات المديرية العامة لمكافحة المخدرات (995)، أو عبر البريد الإلكتروني (Email:[email protected]). وشددت الجهات الأمنية على أن جميع البلاغات ستُعالج بسرية تامة، دون أدنى مسؤولية على المبلّغ، داعية الجميع إلى المبادرة بالإبلاغ عن أي نشاطات مرتبطة بتهريب أو ترويج المخدرات.
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